Minority Enterprise Development Week on August, 2018: If you don't think universal health care will work, what are your reasons?

Minority Enterprise Development Week 2018. Philadelphia Minority Enterprise Development Week Philadelphia Minority

If you don’t think universal health care will work, what are your reasons?

I know it won't work because it never has yet:

...Another sign of transformation: Canadian doctors, long silent on the health-care system’s problems, are starting to speak up. Last August, they voted Brian Day president of their national association. A former socialist who counts Fidel Castro as a personal acquaintance, Day has nevertheless become perhaps the most vocal critic of Canadian public health care, having opened his own private surgery center as a remedy for long waiting lists and then challenged the government to shut him down. “This is a country in which dogs can get a hip replacement in under a week,” he fumed to the New York Times, “and in which humans can wait two to three years.”

And now even Canadian governments are looking to the private sector to shrink the waiting lists. Day’s clinic, for instance, handles workers’-compensation cases for employees of both public and private corporations. In British Columbia, private clinics perform roughly 80 percent of government-funded diagnostic testing. In Ontario, where fealty to socialized medicine has always been strong, the government recently hired a private firm to staff a rural hospital’s emergency room.

This privatizing trend is reaching Europe, too. Britain’s government-run health care dates back to the 1940s. Yet the Labour Party—which originally created the National Health Service and used to bristle at the suggestion of private medicine, dismissing it as “Americanization”—now openly favors privatization. Sir William Wells, a senior British health official, recently said: “The big trouble with a state monopoly is that it builds in massive inefficiencies and inward-looking culture.” Last year, the private sector provided about 5 percent of Britain’s nonemergency procedures; Labour aims to triple that percentage by 2008. The Labour government also works to voucherize certain surgeries, offering patients a choice of four providers, at least one private. And in a recent move, the government will contract out some primary care services, perhaps to American firms such as UnitedHealth Group and Kaiser Permanente.

Sweden’s government, after the completion of the latest round of privatizations, will be contracting out some 80 percent of Stockholm’s primary care and 40 percent of its total health services, including one of the city’s largest hospitals. Since the fall of Communism, Slovakia has looked to liberalize its state-run system, introducing co-payments and privatizations. And modest market reforms have begun in Germany: increasing co-pays, enhancing insurance competition, and turning state enterprises over to the private sector (within a decade, only a minority of German hospitals will remain under state control). It’s important to note that change in these countries is slow and gradual—market reforms remain controversial. But if the United States was once the exception for viewing a vibrant private sector in health care as essential, it is so no longer."

--and that is from a Canadian doc, Gratzer, who studies health care and now lives in the States.

"Comparing Canada with other industrialized countries in the Organization for Economic Cooperation and Development (OECD) that provide universal access to health care, a study released by The Fraser Institute in May revealed that Canada spends more on its system than other nations while ranking among the lowest in several key indicators, such as access to physicians, quality of medical equipment, and key health outcomes.

...

In 1999, Richard F. Davies, MD, described how delays affected Ontario heart patients scheduled for coronary artery bypass graft (CABG) surgery. In a single year, for this one operation, 71 patients died before surgery and another "121 were removed from the list permanently because they had become medically unfit for surgery;" 44 left Ontario and had their CABG elsewhere, such as in the USA. In other words, 192 people either died or were too sick to have surgery before they worked their way to the front of the waiting line.

One of the reasons Canadians are slow to acknowledge the problems with their system is that general practitioners have been relatively easy to access and reasonably efficient at providing everyday services for common complaints, such as colds, sprains, aches and pains.

As time passes, however, more and more Canadians are confronted by the halting quality of their system when they face complex and expensive medical problems. They often cannot get timely or appropriate care for bone fractures, prompt treatment for cancer, or non-emergency surgery such as hip replacements. Their doctors complain that they are unable to help them and the government pleads shortage of funds.

...

Canadian physician frustration with their inability to provide quality and timely care is resulting in a brain drain. According to one poll, one in three Canadian doctors is considering leaving the country. A doctor shortage looms, as the nation falls 500 doctors a year short of the 2,500 new physicians it needs to add each year to meet national health needs, according to Sally Pipes, a policy expert formerly with the Canadian Fraser Institute.

Another casualty of the lengthy waiting periods is Canada's much-vaunted equal access to medical treatment. Even though medical emergencies allow some people to jump ahead in the waiting line — making others wait longer — a survey published in the Annals of Internal Medicine medical journal found that more than 90 percent of heart specialists had "been involved in the care of a patient who received preferential access" to cardiac care based on non-medical reasons including the patient's social standing or personal connections with the treating physician."

Jewish World Review June 11, 2004 written by Dr. Cihak

AND

"The biggest Canadian fiscal drain comes from the single-payer medical system. "Current model of health-care delivery leading us down the path to financial ruin," states the lead editorial in the Calgary Sun. Health-care costs would consume 50% of Alberta's budget by 2016 (according to the Fraser Institute) or 2017 (according to Aon Consulting, a firm hired by the Alberta government). Health care would devour 100% of the provincial budget by 2030, if present trends continue.

...

An estimated 90,000 Canadians sought medical care outside their country in 2005. The cry "no two-tiered system" could be replaced by "set our patients free," stated a lead editorial (National Post 9/18/06)."

Jewish World Review Dec. 1, 2006 by Dr. Glueck

So why no total collapse yet? Because “illegal, for-profit health-service centers” have “proliferated” in Canada and are so accepted that the head of one became the president of the Canadian Medical Association (“Individual Freedom vs. Government Control,” 1 August 2007, nationalreview.com).

The NHS, the oldest system, is in Britain:

"Staff are being laid off, and deficits are at an all time high (£1.07bn for 2005-2006)” (Hazel Blears, Labour Party Chair and Minister Without Portfolio, labourachievements.blogspot.com/2006/08/23-investment-in-nhs.html).

In the National Review Online article, Coburn & Herzlinger state “more than 20,000 Brits would not have died from cancer in the U.S.” Just recently Alex Smallwood of the BMA (British Medical Association) was quoted in the Scotsman as saying: “’Rationing is reduction in choice. Rationing has become a necessary evil. We need to formalise rationing to prevent an unregulated, widening, postcode-lottery of care. Government no longer has a choice.’” (Moss, “NHS rationing is ‘necessary evil,’ says doctors,” 26 June 2007).

And on and on, ad infinitum. What WOULD work is this plan:

QUALITY, ACCESSIBLE, AFFORDABLE health care for all.

That means preventative care (physical with follow up). Real medication (no Medicare "donut holes" the really ill are ripped off again.) No bogus ridiculously low "caps" on needed medical procedures. No abuse of the ER. No paying for the silly with the sniffles to go to the doc for free. No more bankruptcies over medical bills. I want THIS plan that ends abuse of the taxpayer, takes the burden off employers, provides price transparency, and ends the rip-off of the US taxpayer at the hands of greedy insurance CEOs (which has been repeatedly documented).

Read the PDF, not the blurb, for the bulk of the plan. Book is searchable on Amazon.com

Cassandra Nathan's Save America, Save the World

Is it beginning already? The Obama back peddling? Bait and switch?

Is it beginning already? The Obama back peddling? Bait and switch?

Well it is the Democrats financial mess to clean up as it started with Jimmy Carter signing the Community Reinvestment Act into law in 1977 yet the Democrats have been blaming the state of the economy on the GOP for years.

1993: Clinton extensively rewrote Fannie Mae and Freddie Mac's rules turning the quasi-private mortgage-funding firms into semi-nationalized monopolies dispensing cash and loans to large Democratic voting blocks and handing favors, jobs and contributions to political allies. This potent mix led inevitably to corruption and now the collapse of Freddie and Fannie.

1995: Congress, about to change from a Democrat majority to Republican, Clinton orders Robert Rubin's Treasury Dept to rewrite the rules. Robt. Rubin's Treasury reworked rules, forcing banks to satisfy quotas for sub-prime and minority loans to get a satisfactory CRA rating. The rating was key to expansion or mergers for banks. Loans began to be made on the basis of race and little else.

1997 - 1999: Clinton, bypassing Republicans, enlisted Andrew Cuomo, then Secretary of Housing and Urban Development, allowing Freddie and Fannie to get into the sub-prime market in a BIG way. Led by Rep. Barney Frank and Sen. Chris Dodd, congress doubled down on the risk by easing capital limits and allowing them to hold just 2.5% of capital to back their investments vs 10% for banks. Since they could borrow at lower rates than banks their enterprises boomed.

With incentives in place, banks poured billions in loans into poor communities, often 'no doc', 'no income', requiring no money down and no verification of income. Worse still was the cronyism: Fannie and Freddie became home to out-of work-politicians, mostly Clinton Democrats. 384 politicians got big campaign donations from Fannie and Freddie. Over $200 million had been spent on lobbying and political activities. During the 1990's Fannie and Freddie enjoyed a subsidy of as much as $182 Billion, most of it going to principals and shareholders, not poor borrowers as claimed.

Did it work? Minorities made up 49% of the 12.5 million new homeowners but many of those loans have gone bad and the minority home ownership rates are shrinking fast.

2007: By now Fannie and Freddie own or guarantee over HALF of the $12 trillion US mortgage market. The mortgage giants, whose executive suites were top-heavy with former Democratic officials, had been working with Wall St. to repackage the bad loans and sell them to investors. As the housing market fell in '07, subprime mortgage portfolios suffered major losses. The crisis was on, though it was 15 years in the making.

2008: McCain has repeatedly called for reforming the behemoths, Still the media have repeated Democrats' talking points about this being a 'Republican' disaster. A few Republicans are complicit but Fannie and Freddie were created by Democrats, regulated by Democrats, largely run by Democrats and protected by Democrats. That's why taxpayers are now being asked for $700 billion!!

Bush urged reform 17 times.

And yes, I really enjoy cutting/pasting this in every time some idiot tries to blame the GOP for the state of the economy. I can't wait to cut/paste it into another reply.

I’m wanting to start a band/buisness with a grant?

I'm wanting to start a band/buisness with a grant?

It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for starting a for-profit business.

One possible exception is for companies developing or exporting agricultural goods, including food and forest product. Another exception could be the Small Business Innovation Research (SBIR) or Small Business Technology Transfer (STTR) programs , which fund the research and development of technological innovation that meets specific government needs.

Your best bet actually will be from the states if they offer grant programs for women (or any other special interest groups -- minorities, women, disabled, veterans, etc). Or check with non profit organizations, particularly women organizations if they offer grants. Examples include

Iowa Women's Foundation

New Mexico Women's Foundation

Even SBA does NOT give out grants. From the SBA website

"The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments."

Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) and Grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.

Here is a listing of federal grants for small businesses. See if there is any available for individuals for starting a business -- THERE'S NONE.

Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

Also on this date Wednesday, August 1, 2018...